# MainStreetRadar auth.md

> The MainStreetRadar REST API and MCP server are public and read-only. No registration, no account, no API key and no token are needed, and none can be obtained: there is no authorization server.

## Who this is for

AI agents, assistants and applications that need MainStreetRadar's data on US business checking accounts: sign-up bonuses with conditions and check dates, fees from providers' published fee schedules, a cost ranking and guides. Every client gets the same public answers.

## Registration

None. There is no registration endpoint and no authorization server, so MainStreetRadar publishes no `/.well-known/oauth-authorization-server` or `/.well-known/openid-configuration`. The protected resource metadata at https://mainstreetradar.com/.well-known/oauth-protected-resource says the same in machine-readable form: `bearer_methods_supported` is empty because no token is accepted or required.

## Credentials

Send no `Authorization` header, cookies or keys. The API and the MCP server store nothing and take no personal data.

## Resources

- REST API: <https://mainstreetradar.com/wp-json/msr/v1> — OpenAPI 3.1: <https://mainstreetradar.com/openapi.json>
- MCP server (Streamable HTTP, JSON-RPC 2.0, no sessions): <https://mainstreetradar.com/mcp> — server card: <https://mainstreetradar.com/.well-known/mcp/server-card.json>
- API catalog (RFC 9727): <https://mainstreetradar.com/.well-known/api-catalog>
- Any page as Markdown: send `Accept: text/markdown`
- Documentation: <https://mainstreetradar.com/for-agents/>

## Limits

60 requests per minute per IP address (REST and MCP together). Over the limit: HTTP 429 with `Retry-After`. `RateLimit-Limit`, `RateLimit-Remaining` and `RateLimit-Reset` headers show the state.

## Use of the data

Offer data comes from each provider's terms and carries the date MainStreetRadar checked it. When citing, link to the MainStreetRadar page (`url`) and give the `checked` date. The provider's terms prevail; this is not financial advice. Terms of use: <https://mainstreetradar.com/terms/>
